The price of senior cat pet insurance will vary depending on a few different factors, but the most important one is if your cat has any pre-existing conditions at the time of application. time of registration.

Your insurance will not pay for any health conditions your senior cat may have at the time of enrolment. However, you might still be protected for any upcoming, unrelated issues even after the necessary waiting period has passed and your policy goes into effect.

If your cat breed is prone to health issues, it is crucial to make sure that your policy covers those specific medical conditions because not all pet insurance providers cover inherited disorders.

if your pet eventually becomes afflicted with one. For instance, whereas Bengal cats are more likely to suffer patellar luxation, Siamese cats are more likely to have hip dysplasia and progressive retinal atrophy (PRA). and hypertrophic cardiomyopathy (HCP).



Finally, if you want to get the most out of your pet insurance policy, you should avoid Accident-Only coverage. The cost of treatment for sudden illnesses, chronic illnesses, and progressive diseases, which are the most expensive options for older cats, is not covered by these plans, despite the fact that they are the most affordable ones. Older cats are more likely to experience all of these problems as their health declines.