As they become older, your cat is more prone to develop age-related health issues, which can be rather expensive to treat. In fact, one of the greatest studies on ageing cats discovered that after the age of 11, over 80% of felines visit the vet for conditions like dental disease, renal failure, arthritis, and more.

Consider getting cat insurance.

By covering a portion of the cost of covered veterinary services, pet insurance can reduce the financial burden of veterinary care. Nevertheless, it could be challenging to obtain pet insurance for an elderly cat if you haven't signed up for a plan yet. Some insurance companies won't provide coverage for animals that are older than a particular age, while others might demand higher premium rates to make up for potential losses. Is old cat insurance therefore worthwhile?

Given how much money it can save and the peace of mind it can bring, senior cat insurance may be for many a wise investment. In this post, we'll examine the benefits of senior cat insurance for pet owners, the firms that provide it, and how to choose a plan that makes you happy.


Can an older cat receive pet insurance?


Your senior cat may be eligible for one of several cat insurance plans, with Accident & Illness coverage being the most popular because it provides thorough coverage for newly discovered illnesses and wounds.

The terms of each pet insurance provider's coverage and restrictions with regard to senior cats, however, differ.
To supplement the basic pet insurance policy and provide coverage for routine medical expenses, several pet insurance providers also offer pet wellness policies. This covers costs for items like annual heartworm testing, pet health checks, and flea and tick preventatives.

While some insurance providers have an upper age limit for enrollment, others don't and will keep covering your cat as they mature. For instance, if you insure your feline buddy when they are kittens, they will be covered for the rest of their life as long as you make your payments.

Can I still get insurance for my cat?


When it comes to coverage restrictions, the majority of insurers consider cats to be senior at the age of 14. Most companies will pay for coverage if a cat is insured between the ages of eight weeks and fourteen years.

The optimum time to buy cat insurance is when your feline friend is still young and healthy. The younger your cat is when you enrol, the lesser your monthly fees will be.
Waiting to insure your feline friend increases the likelihood that they will develop pre-existing conditions that will not be covered by insurance, even though some companies have no upper age limit.


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