Waffle provides an all-in-one platform to eliminate the bother of insurance and let pet owners select the coverage that is best for them as pet health insurance becomes a more significant component of the pet market. However, is Waffle Pet Insurance the best option for you and your pet?
Waffle Pet Insurance: Is it reliable?
The answer to your question, "Is Waffle insurance real?," is "yes." Waffle has teamed up with Crum & Forester, one of the most knowledgeable pet insurance underwriters in the business, to offer pet insurance for dogs and cats, according to a recent news release.
Plans are offered in all 50 states of the United States and are handled by ASPCA Pet Health Insurance, another recognized company name. By doing this, they expand their "virtual" one-stop shop for customers, which already offers life, renters, and cyber insurance products.
Learn more about additional coverage choices for pet owners, such as pet life insurance, pet travel insurance, and pet renters insurance.
Waffle provides two coverage options through ASPCA: accident-only coverage and accident-and-illness coverage.
The Accident and Illness plan provides extensive coverage for diseases, accidents, behavioral problems, alternative therapies, inherited and congenital ailments, and more. On the other hand, pet owners who just want to cover their four-legged pets for accidents that happen inside the house or while playing outside will find the Accident-Only plan to be a great, less expensive option.
For an additional cost, pet owners can purchase preventative care coverage to cover services like vaccinations, dental cleanings, flea and tick medication, and heartworm prevention. Up to a certain amount, wellness exams and screenings are also covered.
The ASPCA's pet insurance policies have 14-day waiting periods before you may file a claim for any ailments that affect your pet, including orthopedic and ligament problems like hip dysplasia and knee problems.
Pre-existing conditions, or those that arise before coverage begins or during a waiting period, are not covered by Waffle, like they are by the majority of pet insurance companies. With the exception of knee and ligament conditions, a pre-existing injury or illness may be covered in the future if it is treated, cured, and symptom-free for 180 days.
Learn more about additional coverage choices for pet owners, such as pet life insurance, pet travel insurance, and pet renters insurance.
Review of Waffle Insurance
accessible plans
Waffle provides two coverage options through ASPCA: accident-only coverage and accident-and-illness coverage.
The Accident and Illness plan provides extensive coverage for diseases, accidents, behavioral problems, alternative therapies, inherited and congenital ailments, and more. On the other hand, pet owners who just want to cover their four-legged pets for accidents that happen inside the house or while playing outside will find the Accident-Only plan to be a great, less expensive option.
For an additional cost, pet owners can purchase preventative care coverage to cover services like vaccinations, dental cleanings, flea and tick medication, and heartworm prevention. Up to a certain amount, wellness exams and screenings are also covered.
Waiting intervals
The ASPCA's pet insurance policies have 14-day waiting periods before you may file a claim for any ailments that affect your pet, including orthopedic and ligament problems like hip dysplasia and knee problems.
Exclusions
Pre-existing conditions, or those that arise before coverage begins or during a waiting period, are not covered by Waffle, like they are by the majority of pet insurance companies. With the exception of knee and ligament conditions, a pre-existing injury or illness may be covered in the future if it is treated, cured, and symptom-free for 180 days.
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